When an individual is approached to buy an insurance policy,
most often the initial reaction ranges from
‘I do not need an insurance policy’ or ‘I am financially secure’ or
even ‘Nothing can happen to me.’ But the
reality is today one is exposed to more risks than in the past whether it is to
one’s life, health, assets or business. Having an insurance cover to mitigate the
risks one is exposed to has become mandatory at present.
But the general reaction when asked to buy an insurance
policy is largely skeptical. People are
afraid to invest in an insurance policy because they believe nothing adverse
can happen to them or their assets. They
view an insurance policy as a dead investment, paying regular premiums without
the expectation of a return is not an attractive proposition to them. Also the experience of a bitter claims refund
process puts some people off from buying an insurance policy altogether.
Today insurance companies offer a range of products to suit
different needs and the companies compete with each other to offer the best to
the customer. While the customer may be king he is often confused on the kind
of policy he needs. He is lost in the maze of policies presented to him.
This is where an intermediary or the insurance broker can be
a great source of help and information.
A broker gives the customer a comprehensive picture of the kind of
policy he requires, educates him on the benefits and drawbacks of each policy
and advises him on the best policy that will meet his needs. The broker also
makes the process of buying a policy much easier and even helps in the
settlement process when a claim arises.
Moreover a broker is committed to help policyholders in the entire
claims procedure as mandated by the IRDA.
The range of services offered by an in insurance broker
simplifies the process of buying an insurance policy while at the same time
educates and empowers the customer with the right kind of information he needs
to get the best benefits out of the policy he has opted for.
To know more about getting the right insurance policy based
on your needs and an unbiased opinion on
the best options please visit www.zeninsure.com
or call us on +91 9848884363
